If you’re a small business owner, you know that every dollar counts. That’s why it’s important to choose the right business credit card to maximize your rewards and save money.
Chase Ink cards are a great option for small businesses of all sizes. They offer a variety of rewards, including cash back, points, and travel benefits. And with no annual fee on some cards, they’re a great way to save money without breaking the bank.
In this article, we’ll take a look at the different Chase Ink cards and help you choose the best one for your business. We’ll also cover the benefits of each card and how you can maximize your rewards.
Which Chase Ink card is right for me?
The best Chase Ink card for you will depend on your business spending habits. If you spend a lot of money on office supplies, internet, cable, and phone services, then the Chase Ink Business Cash card is a great option. If you travel frequently, the Chase Ink Business Preferred or Chase Ink Business Premier card is a better choice.
Here is a quick overview of the different Chase Ink cards:
- Chase Ink Business Cash: This card offers 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. It also offers 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. And you’ll earn 1% unlimited cash back on all other purchases.
- Chase Ink Business Preferred: This card offers 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. That’s worth $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®. You’ll also earn 3x points on travel and dining, 2x points on shipping, and 1x points on all other purchases.
- Chase Ink Business Premier: This card offers 100,000 bonus points after you spend $10,000 on purchases in the first 3 months after account opening. That’s worth $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®. You’ll also earn 3x points on travel and dining, 2x points on shipping, and 1x points on all other purchases.
How to choose the best Chase Ink card for you
To choose the best Chase Ink card for you, you’ll need to consider your business spending habits and your goals. If you want to earn cash back, the Chase Ink Business Cash card is a good option. If you want to earn travel rewards, the Chase Ink Business Preferred or Chase Ink Business Premier card is a better choice.
You’ll also need to consider your budget. The Chase Ink Business Preferred and Chase Ink Business Premier card have annual fees, while the Chase Ink Business Cash card does not.
Once you’ve considered all of these factors, you can choose the best Chase Ink card for your business.
Here is a comparison of the different Chase Ink cards:
| Card | Rewards | Annual Fee |
|---|---|---|
| Chase Ink Business Cash | 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. It also offers 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. And you’ll earn 1% unlimited cash back on all other purchases. | $0 |
| Chase Ink Business Unlimited | 2x points on all purchases. You can redeem your points for cash back, travel, or merchandise. | $0 |
| Chase Ink Business Preferred | 100,000 bonus points after you spend $8,000 on purchases in the first 3 months after account opening. That’s worth $1,000 cash back or $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®. You’ll also earn 3x points on travel and dining, 2x points on shipping, and 1x points on all other purchases. | $95 |
| Chase Ink Business Premier | 100,000 bonus points after you spend $10,000 on purchases in the first 3 months after account opening. That’s worth $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®. You’ll also earn 3x points on travel and dining, 2x points on shipping, and 1x points on all other purchases. | $195 |
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How to maximize your rewards with Chase Ink cards
There are a few things you can do to maximize your rewards with Chase Ink cards:
- Use your card for everyday purchases. The more you use your card, the more rewards you’ll earn.
- Take advantage of the welcome bonus. All four Chase Ink cards offer a welcome bonus when you spend a certain amount of money in the first few months after opening your account.
- Redeem your points for the highest value. You can redeem your points for cash back, travel, or merchandise. But you’ll get the most value if you redeem your points for travel through Chase Ultimate Rewards®.
- Refer your friends and family. You can earn a bonus for referring your friends and family to a Chase Ink card.
Conclusion
Chase Ink cards are a great way for small businesses to save money and earn rewards. With a variety of cards to choose from, you’re sure to find one that’s right for your business. So what are you waiting for? Apply for a Chase Ink card today!
