Citi/AAdvantage Platinum Choose World Elite card assessment – The Factors Man

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Citi® / AAdvantage® Platinum Choose® World Elite Mastercard® Overview

The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a strong mid-level bank card for anybody who desires to earn American Airways miles and revel in elite-status-like advantages. Though this card gained’t show you how to with Admirals Membership entry, followers of American Airways can nonetheless get worth out of the cardboard. Card Ranking*: ⭐⭐⭐

*Card Ranking is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Not all airline credit cards are created equal. A number of have annual fees of roughly $100 a year, so it’s essential ensure a card matches your journey objectives and delivers most miles and journey advantages.

The Citi / AAdvantage Platinum Select World Elite Mastercard makes the lifetime of an American Airways flyer simpler and offers non-AA flyers an avenue to diversify the miles of their award portfolio — all for an annual price of solely $99 (waived the primary 12 months).

At present, let us take a look at the advantages of this American Airlines credit card and who it’s best suited to.

Citi / AAdvantage Platinum Choose welcome supply

The Citi / AAdvantage Platinum Select is providing 75,000 American AAdvantage miles after you spend $3,500 within the first 4 months of account opening. That matches the best-ever offer on this card and is price $1,328, according to TPG’s valuations.

Keep in mind that you gained’t be eligible for this bonus should you’ve earned a sign-up bonus from a Citi Platinum Choose card previously 48 months.

The AAdvantage program has moved toward dynamic award pricing, following related shifts by Delta and United Airlines. Net Specials have basically been rebranded as Flight Awards, and MileSAAver and AAnytime fares have been retired. Nevertheless, we do not see a lot materials impact impacting frequent flyers.


The cardboard has a $99 annual price (waived for the primary 12 months), however that price can simply be offset by profiting from sure card perks.

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Associated: Best uses of American Airlines AAdvantage miles

Incomes miles with the Citi / AAdvantage Platinum Choose

With the Citi / AAdvantage Platinum Select, you’ll earn 2 miles per greenback on eligible American Airways purchases and at eating places and gasoline stations. All different spending earns 1 mile per greenback spent. There’s no cap on what number of miles you may earn in a yr.

Incomes 2 miles per greenback places you at a 3.5% return on bonus class spending (primarily based on TPG’s valuations). That’s not vital, and you may definitely do higher with playing cards resembling The Platinum Card® from American Express or the Chase Sapphire Reserve whenever you ebook airfare, which earn a 10% and 6% return, respectively. When you hit the sign-up bonus or welcome supply on the cardboard, you’ll possible need to use a unique card for many purchases.

Associated: The best airline credit cards

Redeeming miles with the Citi / AAdvantage Platinum Choose

Probably the most priceless redemptions of AAdvantage miles are for premium-cabin partner bookings. For home flights, I’d flip to packages like Southwest and JetBlue earlier than utilizing American miles. I’d a lot reasonably save AA miles for business or first class on Qatar, Etihad, Finnair, Iberia and different carriers with extremely regarded worldwide long-haul service.

You may as well fly in American Airways financial system class throughout the contiguous 48 U.S. states and to Canada beginning at 7,500 miles one-way; enterprise and firstclass begin at double that.


Associated: Maximizing redemptions with American Airlines

Citi / AAdvantage Platinum Choose advantages

The Citi / AAdvantage Platinum Select isn’t a luxurious journey card, nevertheless it does supply just a few perks for individuals who fly on American Airways. You’ll have entry to most popular boarding, no international transaction charges, a free checked bag on home itineraries and a $125 flight discount whenever you spend $20,000 or extra in your card throughout your membership yr and renew the cardboard.

Since a few of these perks are additionally supplied to AAdvantage elite members, they might not get a lot added worth from this card. Nevertheless, those that haven’t earned standing but can take pleasure in some elite-like advantages with this card.

And for standing qualification, you’ll earn one Loyalty Point per each eligible AAdvantage mile earned, although the sign-up bonus is excluded from Loyalty Factors-earning.

Associated: Credit cards that can help you earn airline elite status


Sadly, Citi stripped many priceless travel and purchase protection benefits from the Citi / AAdvantage Platinum Choose just a few years in the past. This isn’t essentially a dealbreaker, nevertheless it’s one thing to bear in mind earlier than making use of for this card.

Which playing cards compete with the Citi / AAdvantage Platinum Choose?

American Airways flyers have loads of viable credit cards to select from:

  • If you’d like a straightforward sign-up bonus: From the Barclays lineup of cobranded playing cards, there’s the AAdvantage Aviator Red World Elite Mastercard. The cardboard affords a sign-up bonus of fifty,000 miles after making your first buy and paying the annual price throughout the first 90 days. It supplies related journey advantages because the Citi / AAdvantage Platinum Choose. The large profit is that you simply solely have to purchase one thing as low-cost as a can of soda to earn the sign-up bonus. It has distinctive advantages like an annual assertion credit score for inflight Wi-Fi and the potential for incomes a companion certificates by spending however doesn’t permit cardholders to rack up miles sooner on everyday purchases. The cardboard solely earns 2 miles per greenback on eligible American Airways purchases and 1 mile per greenback on all the things else. For extra info, learn our full review of the AAdvantage Aviator Red World Elite Mastercard

For added choices, try our full list of the best premium travel cards.

The knowledge for the AAdvantage Aviator Pink World Elite Mastercard has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.

Associated: Citi / AAdvantage Platinum Select vs. AAdvantage Aviator Red

Is the Citi / AAdvantage Platinum Choose price it?

The journey advantages on the Citi / AAdvantage Platinum Select Mastercard are good, however definitely not on the identical tier because the extra premium Citi / AAdvantage Executive World Elite Mastercard. That’s to be anticipated for the reason that annual price on the Government card is way greater at $450, however this card may nonetheless be the only option for you if you would like advantages on a price range.

Backside line

If you happen to want Admirals Club lounge access, this card gained’t show you how to. However should you’re an informal American Airways traveler who desires just a few elite-like advantages whenever you fly with the airline, this can be a card you need to take into account including to your pockets.

Further reporting by Ryan Wilcox, Senitra Horbrook and Stella Shon.

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